Terms of Service Agreement

Effective Date: 03/16/2026

Welcome to Gold Within, a financial and business coaching service designed to help you achieve your goals. By accessing our website at https://www.gold-within.com/ or using our services, you agree to these Terms of Service. Please read them carefully before using our services.

1. Acceptance of Terms

By using our services, you agree to be bound by these Terms of Service. If you do not agree, please do not access or use our services.

2. Description of Services

We provide financial and business coaching services, including personal financial behavior modification, budgeting strategies, and financial education. Details of services may change from time to time and are outlined on our website.

3. Fees, Payment, and Refund Policy

Our services are offered under various payment options, including one-time payments or payment plans. Payments are due as outlined in our billing policies.

Due to the personalized and action-based nature of coaching, all sales are final and we do not offer refunds.

4. Client Responsibilities and Conduct

Clients agree to provide accurate information and use our services for lawful purposes only. Misrepresentation or misuse of our services is prohibited.

5. Intellectual Property

All materials provided during coaching sessions, including digital content, belong to Gold Within. Materials are for your personal, non-commercial use only and may not be shared or distributed without permission.

6. Confidentiality

We are committed to protecting your personal and financial information. Likewise, clients must keep any proprietary methods, content, or materials we provide confidential.

7. Disclaimer of Warranties

Our services and materials are provided “as is.” We make no warranties regarding accuracy, completeness, or outcomes.

8. Limitation of Liability

Gold Within is not responsible for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

9. Indemnification

You agree to indemnify and hold Gold Within harmless from any claims, damages, or losses arising from your use of our services.

10. Termination

This Agreement remains in effect until either party terminates it. You may terminate by stopping use of our services; we may terminate access for violations of these terms.

11. Dispute Resolution

Any disputes will be resolved through arbitration in Washington State, in accordance with the rules of the Washington State Arbitration Association.

12. Modifications

We reserve the right to update these Terms and our services at any time. Updates will be posted on our website or sent directly to you.

13. Contact

Questions about these Terms or our services can be directed to mary@marytappert.com

By using our services, you acknowledge that you have read, understood, and agree to these Terms of Service.